Are you planning to retire soon, and if so, have you saved for your post-career years? If your answers are yes and no — respectively — then there’s a place you might want to consider for your retirement without worrying about making ends meet. Millvale, Pennsylvania is one of the American towns where retirees can live solely on Social Security.
Located near downtown Pittsburgh, Millvale offers a relatively low cost of living and a thriving community of older adults. In fact, GOBankingRates found that residents aged 65 or older constitute about 14.1% of the population, with an annual living cost totaling approximately $30,900. If Social Security is your primary income source during retirement, Millvale might be worth exploring as a potential new home, complete with a community of older adults to guide you through the town’s offerings.
Top Choices for Retirement Housing in Millvale
In Pennsylvania, $100 stretches further than expected, making it one of the few places in the U.S. where living comfortably and affordably is possible. This extends to housing as well. As of May 2025, Zillow reported the average home price in Millvale at $131,036—a 5.2% increase from the previous year. However, this remains significantly lower than the national housing median of $367,969 in May 2025.
Retirees intending to allocate some Social Security funds for rent will find that, according to Payscale, Millvale’s average rent is about $938 per month, keeping housing costs about 40% lower than the national average. U.S. News and World Report also compiled a list of the top six assisted living facilities in Millvale, based on surveys of retired residents and considering factors like value, safety, meals, and caregiving.
What Millvale Offers to Its Residents
Understanding how your Social Security benefits will function is crucial, so you can effectively budget for activities during your retirement years. Fortunately, for those who choose Millvale, there’s no shortage of activities, even on a budget.
Visit Pittsburgh highlights Millvale as a neighborhood rich in good food, local shops, and ample entertainment options. Events like the Millvale Music Festival and Millvale Days Festival provide excellent opportunities for retirees on Social Security to enjoy their city without high entry costs. Riverfront Park offers more free activities, such as biking, hiking, and picnicking with friends and family. In summary, Millvale is an ideal location for anyone seeking a low-cost living environment that’s still near a major city.
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