California is known for its high cost of living. The Golden State is one of the priciest in the U.S., with good reason: its weather, culture, natural beauty, and endless activities. If you’re considering retiring in California, be aware that it’s ranked among the least affordable places to retire in the country due to its living expenses, which can strain retirees’ budgets.
Aside from costs, safety is another crucial factor in retirement. Feeling secure in your home can ease financial pressures related to safety. For those set on retiring in Southern California, Carpinteria, located south of Santa Barbara, is worth considering. As noted by WorldAtlas, its beaches are quiet, serene, and peaceful.
The cost of living safely in Carpinteria if you are retired
Retirement can be done in various ways, but ultimately, your lifestyle during this time will determine what you can afford, including your choice of residence. According to CityRating, Carpinteria’s cost of living is below the state average and the national average for major cities, even though Zillow lists home prices over a million dollars. Thus, while not cheap, Carpinteria is more affordable than other popular California retirement destinations.
Citytistics gives Carpinteria a livability score of 66 out of 100, with a C- for cost of living. However, the town’s safety received an A, with a total crime rate of 12 per 1,000 people, including property crime at 11 and virtually no violent crime. These safety ratings can provide peace of mind during retirement, justifying the higher cost of living in a beautiful coastal town.
The best that Carpinteria has to offer during your retirement
The Los Angeles Times describes Carpinteria as one of California’s last great beach towns, appealing to those who are easy-going. For outdoor enthusiasts, Carpinteria State Beach offers a wonderful retreat for retirees to enjoy with loved ones. Culinary enthusiasts will appreciate the fresh produce, spices, and artisanal products at the Carpinteria Farmers Market. There are numerous fine dining options and cultural venues, like the Lynda Fairly Carpinteria Arts Center, for entertainment right at home.
If you’re planning to retire soon, research is essential to avoid regrettable expenses or living beyond your means on a fixed income. Considering all factors, if Southern California appeals to you and is within your financial reach, Carpinteria might just be the perfect place to settle down.
